Find peace with your money

The money app built forco

A simpler way to budget, pay down debt, and build your financial future.

Free plan available · No credit card required

Jul 2026
INCOME
$10,300 activity
UNASSIGNED
$1,548 left to assign
SPENDING
$387 remaining
FIXED COSTS
$617 remaining
CategoryAssignedActivityRemaining
💰 Income$8,752$10,300+$1,548
💵 Spending$1,850$1,463$387
Groceries$900$742$158
Eating Out$350$298$52
Fuel$250$187$63
Shopping/Misc.$350$236$114
❌ Debt$2,600$2,174$426
⚙️ Bills$1,128$999$129
🔄 Subscriptions$224$162$62
🏦 Savings$2,950$2,950$0

Built by budgeters, for budgeters

No mortgage offers, no "special" loans, no upsells to features you'll never use. Just the tools you need, and nothing you don't.

Monthly budgeting

Log your income, assign every dollar, and track spending throughout the month. See what you can afford and exactly what remains in each category.

No transaction sync delays

Other apps lag days behind and force you to connect your bank account. Our proprietary import feature keeps transactions current, so you can budget in real time.

Debt payoff tracking

Built to help you attack debt. Compare payoff strategies, track your progress, and celebrate milestones. Just add your debts, and your plan is ready to go.

Guided check-ins

Build a simple weekly and monthly rhythm around your money. Review spending, cover overspending, prepare for upcoming bills, and stay connected to your goals.

Paix Plan

Bring your budget into a clear framework. See your income, fixed costs, investments, savings goals, and what remains for guilt-free spending.

Future planning

See the bigger picture. Project your net worth through retirement, plan for life events, and test what-if scenarios using real numbers. Build a plan for the life you want to live.

Money Map

See exactly where every dollar flows

The Money Map turns your month into a living diagram. Income streaming in on one side, fixed costs, guilt-free spending, savings, and debt flowing out the other. One glance tells you more than a spreadsheet ever could.

  • Interactive flow diagram of your entire budget
  • Switch between groups, categories, and Paix Plan buckets
  • View underlying data to dig into the details
Money MapGroupsCategoriesPaix Plan
IncomeFixed Costs 38%Guilt-Free 24%Savings 18%Debt 20%

Paix Plan

A calmer way to think about money

Don't get caught in the weeds. The Paix Plan organizes your budget into four simple buckets: Fixed Costs, Investments, Savings, and Guilt-Free Spending, with healthy target ranges for each. If your buckets are on track, you’re doing great. Spend the rest guilt-free.

  • Four core buckets instead of endless line items
  • Target ranges show you what to shoot for
  • What-If mode lets you test changes play with the numbers
Paix PlanAll buckets on target ✓
Fixed Costs52% · target 50–60%
Investments11% · target 10%+
Savings8% · target 5–10%
Guilt-Free Spending29% · target 20–35%
You have $1,240 of guilt-free spending left this month. Enjoy it. 🌿

Guided Check-Ins

Make time for your money

Build a simple weekly and monthly rhythm around your finances. Guided check-ins help you review spending, handle overspending, prepare for upcoming bills, and stay connected to the future you are building.

  • Step-by-step weekly and monthly money routines
  • Streaks that make your financial habits easier to keep
  • A clear path from daily decisions to your long-term goals

Weekly check-in

Your money date

4 week streak
Import & categorize
Cover overspending
3Look ahead

Future Planning

Watch your future take shape

See the wealth you can build by sticking to a plan. Project your net worth, explore life events, compare what-if scenarios, and watch your money work over time. It’s a simple but powerful framework for building the future you want instead of guessing.

  • Retirement age and net-worth projections
  • Draggable life events and saved what-if scenarios
  • Instant gap analysis: on track, or exactly how far off
Net worth Savings Debt
Debt free · 2031$1M net worthRetire at 65 ✓
🏡 Buy a home · 2029🎓 College fund · 2035

Your money, finally at peace.

No upsells. No selling your data. Just proven personal finance tools designed to help you make the most of your money.

Free plan available · No credit card required